Pet insurance, while not as well known as other traditional, may be one of the most beneficial financial services on the market. In exchange for a fee to an insurance provider each month, dog and cat owners can expect guaranteed medical care for their pets. And they know they’ll have the financial support to see them through any emergencies or illnesses.
The benefits of pet insurance are multiple and significant, with advantages for many typesand ages of pets. But like all valuable financial services, it comes with a . Pet insurance is not usually considered expensive (cats and dogs are usually less than $100 per month, depending on some important factors).
There are, however, reliable ways to get a cheaper pet insurance rate without having to sacrifice care.
If you are considering pet insurance then get started by getting a free online quote now so you know exactly what it will cost.
2 of the best ways to get cheap pet insurance
There are many ways to get cheap and. Here are two of the best:
Start as early as possible
One way that pet insurance andfor humans is similar? The longer you wait the more expensive it gets. And if you wait until it’s too late, you can risk being denied coverage altogether. This is why you should apply for a pet insurance policy as soon as possible (the are many).
By applying early, when your dog or cat is young and healthy, you can put yourself in the running for the lowest rates on the market. A young dog or cat is generally a safe dog or cat to insure. This insurance will be reflected in the lower cost you will incur.
Another good reason to get pet insurance as early as possible?.
Pet insurance is not like medical insurance for humans. Pet insurance providers can (and will) reject your pet if they are struggling with pre-existing conditions.
“A pre-existing condition is any injury or illness that occurs or shows symptoms before coverage begins or during a waiting period,” Pet Insurance Company Spot explains on its website. “A condition is considered pre-existing whether it has been formally diagnosed or not, all that matters is when it occurred or when the symptoms first appeared.
So if you wait to insure your pet later in life, you’ll pay more for less coverage. But, if you act soon when your pet is healthy and medical conditions are minimal (if any), you’ll be lockedfor more robust coverage.
You can get a free pet insurance quote from Spot in 30 seconds here.
Consult your veterinarian for guidance
Your veterinarian is arguably the only person as familiar with your pet and their medical history as you are. So why not consult them when it comes to choosing a pet insurance plan?
tailor any insurance plan specifically for the pet you have. They are already intimately involved with your animal’s medical care and see similar issues every day. Consult your vet, you can more precisely just what you need now – or might need in the future. That way you’re not stuck with a bill for coverage you’re unlikely to use.
Vets also know which breeds are likely to suffer from hereditary conditions. Accordingly, they can predict with certainty which health conditions should be covered. English Bulldogs and similar “flat-faced” dog types, for example, are prone to Brachycephalic Airway Obstructive Syndrome (BAOS). Your vet already knows this. So talk to them before signing up with a provider. They’ll be able to help you create a personalized plan – and get cheaper insurance in the process.
The bottom line
Pet insurance is usually not expensive. But that doesn’t mean you have to pay any amount. By purchasing a plan early in your pet’s life – and consulting with your vet to create a financial plan – you can put yourself in the running for cheap but valuable pet insurance.
Get a quote from Lemonade pet insurance company here now or start shopping from other top providers via the table below.